Is there any point in getting insurance

[popps]

Having read elsewhere that insurance companies will refuse to pay any claims if even a small amount of alcohol is found in the blood - how many 100% tee totallers out ther who vist Kalkan - I've come across the following story in the local paper:
 
 A GRANDMA is stranded in Turkey and facing a huge medical bill after falling ill on her first ever holiday abroad. Elleanor Sutcliffe, 68, from Sowerby, became sick while in the sunshine resort of Marmaris.

She had flown out on September 13 but midway through her fortnight break was admitted to intensive care. Her hospital stay has now racked up a bill of £12,000 but she cannot leave until it is settled.

Her son, James, has flown to her bedside but her insurance company is refusing to pay out because of a discrepancy in her application.

It is the latest setback in a disastrous trip in the resort for the family which include muggings, a burglary and overbooked flights.

Just weeks earlier James and his girlfriend Paula Redfearn had been on holiday in the Marmaris area.

While there, he was mugged and later found by police missing two rings, a gold chain and a watch. He was sent home without the correct documentation to claim for the stolen items.

The catalogue of disasters continued when Mrs Sutcliffe's grandaughter, Michelle, 21, had £100 cash, a camera and her phone taken from her hotel room – the day after her grandma was admitted to intensive care.

Her daughter Carol Dyson arrived at the airport to fly home, where she was told her flight was overbooked. The family are now worried the stress will set Mrs Sutcliffe's recovery back.

"She's totally fine and has been for the past week. The hospital won't release her until the bill is paid," said Miss Redfearn.

Mrs Sutcliffe applied for her insurance over the telephone. Her existing medical conditions meant her two-week trip cost £180 to insure.

Her family have been sent copies of the recorded phone conversation which they say was too confusing for her to answer properly.

The hospital in the resort have agreed to reduce the bill to £11,000 – which the family still cannot meet. "We're all scared she's going to get worse again.

"She's fit and ready to come home, now we can't get her back," said Miss Redfearn.

"We need them home now," she said.

Mrs Dyson said her mum and brother were both distraught by the situation.

"It's a nightmare. Mum's crying and getting upset. We want her home and area trying our best to get the money together," said Mrs Dyson.

Negotiations were ongoing all last week to try to pull together enough of a lump sum to secure her release.  rs Dyson said her mum and brother were both distraught by the situation.

"It's a nightmare. Mum's crying and getting upset. We want her home and area trying our best to get the money together," said Mrs Dyson.

Negotiations were ongoing all last week to try to pull together enough of a lump sum to secure her release.     

Linkback: https://www.enjoykalkan.com/forum/index.php?topic=6547.0

[maryjane]

Whilst I am very sorry for all your problems, hope they are sorted soon - the "mantra" is READ THE SMALL PRINT!   Why do you think it is written in small print - because they hope we will not read it!